Perks Of Connecting Your Auto And Home Insurance

Many of our affiliate lenders can offer you additional savings if you are willing to combine your auto insurance with your homeowner's insurance. In short, you agree to insure your vehicle and home with the same institution, and in return, you receive additional savings. So, when getting a quote, make sure that you also ask what it will finally cost you if you were to combine both your auto and home insurance into one single package. You can now compare both the offers received to authenticate which one offers you a better deal at the lowest price.

How To Compare Insurance Quotes

While comparing the quotes for your auto and homeowners insurance, ensure that you are comparing apples to apples. In short, make sure your comparison deals with coverage of the same type.

Other vital factors to be taken into due consideration include the following:

  • Insist on getting the price for a combined package for your auto and home insurance.
  • Compare combined and individual rates on a side-by-side basis.
  • Look at customer reviews to check what other users have to say about the institution and its policies.
  • If unclear or uncertain, don't hesitate to speak with a senior representative who will be glad to guide you through the entire company policy, step by step.

How To Know Your Coverage Need

With reference to your homeowners insurance, our affiliate insurance experts can update you on what your minimum coverage requirements ought to be, based on your home’s value and location.

The minimum insurance coverage required for your vehicles differs from one state to the other. On average, all that you need is third-party liability insurance. However, some states insist on a little more than simple liability coverage. To ensure that you appropriately comply, check out the minimum coverage requirements in your state.